Kinds of Health Insurance in Indonesia

Kinds of Health Insurance in Indonesia

Miscellaneous health insurance - Before you take health insurance, what if you know the kinds or types of health insurance in Indonesia. Although a cursory look the same, it turns out health insurance in Indonesia consists of various types.

Various kinds or types of health insurance that will be differentiated products with his health insurance products. Because today many insurance companies offer health insurance, you should know what kind of health insurance you and your family need. Check out the various types of health insurance in Indonesia following:

# 1. Fund Manager
Various types of health insurance in Indonesia one of them is distinguished from the fund manager. From the manager of insurance funds are divided into two kinds. That is funding from the government as well. If the funds obtained from the government, his costs are health costs that can be easily supervised. Unfortunately his lack of this insurance is the quality of health services that are less good. Sometimes the hospital will ask if the patient has health insurance, if his health insurance from the food service from the ill will be less good.

Private health insurance funds from private companies. The advantage of health insurance (health insurance) from private companies is the quality or service of the hospital is relatively good. If you use health insurance coverage from private companies, you will get better health care.

# 2. By Members
Health insurance is distinguished from its members. Based on its members, health insurance is divided into two kinds. That is mandatory and voluntary. If required then every person is required to follow the policy of health insurance that has been set by the company. This greatly enforced great company specifically for its employees. For insurance premium payments will be deducted from the salary of the employee's salary.

If voluntary then every individual is entitled to participate or not to follow the insurance. Here by grudge by the desire of the individual itself. This second will be the need or desire of every individual who signs up.

#3. Fund Deposit
Health insurance is also differentiated based on the funds to be issued. Every insurance company has different policies. There is insurance that will support all health costs incurred by the company. What has been paid by this insurance is inpatient, outpatient, childbirth and others.

For the second type of insurance, funds to be borne by insurance will be seen from high funds only. From the hospital charge bill. So the insurance company will only the operational costs.

#4. Dependent
Insurance is also differentiated based on the number of dependents that will be in charge by the health insurance. There are health insurance that is reserved for personal and there are also health insurance that is devoted to the group. For a group usually insurance it will colonize all family members.

#5. Replacement
Different ways or different. Some are cashless and some are reimbursement. If cashless then the insurance will return by way of directly giving a member card to the hospital that is in his network. If the system is replaced then the customer must claim to the insurance company with the records of the customer must pay the cost of illness by using his personal funds first.

For those of you who want to join health insurance clients immediately do it, and do not forget also to include your whole family, because health is very valuable, if the body is healthy then it will not wrap you to seek sustenance for your family.